Loan Programs
Purchasing your first home, refinancing, or something more complex? We make the process simple and stress-free. Explore competitive rates, flexible terms, and personalized solutions.
Reverse Mortgage
Reverse mortgages help homeowners 62+ eliminate monthly mortgage payments and access home equity to improve cash flow while continuing to live in their home.
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Conventional Loans
A popular option for buyers and refinances with strong credit and stable income. Conventional loans offer competitive rates and flexible terms for primary homes and more.
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VA Loans
Exclusive benefits for eligible veterans and active-duty service members. VA loans offer competitive rates, flexible guidelines, and no down payment in many cases.
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FHA Loans
Designed for buyers who need flexible credit guidelines and lower down payment options. FHA loans are a great fit for first-time buyers or those rebuilding credit.
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Chattel Loans
Looking at lower priced purchase options with in-park mobile homes? DMV title on leased land? No problem, we are experts and can get it done!
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USDA
USDA loans offer eligible buyers and homeowners 100% financing, competitive rates, and low monthly costs for primary residences in qualifying rural and suburban areas.
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Pre-HUD Manufactured Home
Pre-HUD manufactured homes on owned land may still be eligible for financing. We help buyers and homeowners explore purchase and refinance options when these homes are properly classified as real property.
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Home Equity Line of Credit (HELOC)
A HELOC lets homeowners access their home equity as needed while keeping their existing mortgage in place, offering flexible funding for renovations, debt consolidation, or unexpected expenses.
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Down Payment Assistance
Down payment assistance programs help eligible buyers reduce upfront costs by providing funds toward down payments or closing costs, making homeownership more accessible—especially for first-time buyers.
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Hard Money
Hard money loans provide short-term, asset-based financing for time-sensitive purchases, renovations, or bridge scenarios when speed and flexibility matter most.
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Bank Statement Loans
Bank statement loans help self-employed borrowers qualify using personal or business bank statements instead of tax returns, offering flexible financing options for purchases or refinances.
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ITIN
ITIN loans help qualified borrowers purchase or refinance a home using an Individual Taxpayer Identification Number, offering flexible mortgage options without requiring a Social Security number.
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No Credit Score / Non-Traditional Credit Mortgage
No FICO score? No problem. Seattle Mortgage Pros offers manual underwriting, non-QM, and alternative credit loan programs for borrowers with no credit score in Washington State.
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Talk to a broker
Send a few details and Seattle Mortgage Pros will follow up. Prefer to talk now? Call (425) 275-0600.
What clients say
Austin is one of the most accessible mortgage brokers I've worked with in many years. Extremely knowledgeable, hard working and committed to a smooth transaction and closing on time! He has access to loan products others do not and my clients like and respect him. Phenomenal lender!
Cle Propp
Google review
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Drop us your phone number, we’ll contact you and see what type of loan makes the most sense for you!
Send a few details and Seattle Mortgage Pros will follow up. Prefer to talk now? Call (425) 275-0600.